BudgetBuddy BudgetBuddy
✨ 100% Free — No credit card required

Budget smarter.
Stress less.

BudgetBuddy gives you everything paid apps charge $10–15/month for — expense tracking, envelope budgeting, savings goals, charts and more. Completely free, forever.

💸
Track Every Dollar
Log income and expenses by category. See exactly where your money goes with clear charts and a monthly summary table.
👛
Envelope Budgeting
Set monthly limits per category. Progress bars fill as you spend and turn red when you're over — no surprises.
🎯
Savings Goals
Set a target, add funds as you save, and watch your progress bar grow. Works for anything from a vacation to a car.
💳
Debt Tracker
Add your loans and debts. BudgetBuddy calculates exactly how many months until you're debt free based on your payments.
👫
Shared Finances
Invite your partner or spouse with a simple code. Both of you see and manage the same budget in real time.
📊
Beautiful Charts
Bar charts, donut charts and an annual income vs expenses view. Switch between 1 month, 3 months, 6 months or a full year.

See it in action

Real screenshots — no mockups. Tap any image to expand.

Dashboard
Dashboard
Tap to expand
Charts & Breakdown
Charts & Breakdown
Tap to expand
Simulator
Simulator
Tap to expand
Budget Envelopes
Budget Envelopes
Tap to expand
Settings
Settings
Tap to expand
screenshot

Everything free. Always.

No subscription. No ads. No paywalls. Just budgeting.

✅ No credit card ✅ No subscription ✅ No ads ✅ 20 currencies ✅ Dark mode ✅ Works on any device
BudgetBuddy v1.1 · Made with ❤️ · Support us on Patreon

BudgetBuddy

Your personal finance companion

BudgetBuddy
Dashboard
Income
$0.00
Expenses
$0.00
Net
$0.00
Spending over time
Monthly summary table
Income vs Expenses — full year
Spending by category (this month)
💡 What if I cut spending?
Transactions
Add Transaction
History
Budget Envelopes
Set Monthly Limit
This Month's Envelopes
⏰ Upcoming Bills (next 3 days)
Savings Goals
New Goal
My Goals
Settings
Profile
Appearance
Dark Mode
Switch to dark theme
Currency
Categories
Data
Export CSV
Download all transactions
Clear All Data
Permanently delete everything
Household
Shared Finances
Manage your household and partner access
Support BudgetBuddy ❤️

BudgetBuddy is completely free. If it's been helpful, consider supporting its development!

Support on Patreon
Help

New here? Take the tutorial again to get a quick overview of all features.

BudgetBuddy v1.1 · Made with ❤️
Debt Tracker
Add Debt
My Debts
Household
Shared Finances

Share your budget with a partner or spouse. You'll both have full access to the same transactions, budgets and goals.

👋
Welcome to BudgetBuddy!
Your personal finance companion. Let's take a quick tour so you know exactly how to use it. It only takes a minute!
🏠
Dashboard
Your home screen. See your monthly income, expenses and net balance at a glance. Charts show your spending over time and by category. The simulator lets you see how much you'd save by cutting a category.
💸
Transactions
Add your income and expenses here. Give each one a label, amount, category and date. Toggle "Recurring monthly" for bills that repeat every month — BudgetBuddy will remind you when they're due.
👛
Budget Envelopes
Set a monthly spending limit per category. A progress bar fills as you spend — it turns red if you go over. This is the best way to stop overspending in any area.
🎯
Savings Goals
Set a savings goal with a target amount and date. Add funds to it as you save. The progress bar fills up as you get closer — satisfying to watch grow!
⚙️
Settings
Set your name for a personalised greeting, switch between light and dark mode, choose your currency, manage categories, and export your data as CSV anytime.
💳
Debt Tracker
Add any debts you have — car loans, mortgages, student loans, credit cards. Enter the total amount, your monthly payment and interest rate. BudgetBuddy calculates exactly how many months until you're debt free!
👫
Shared Household
Budget together with your partner or spouse. Go to the Household page, create a household and share the 6-digit code with them. Once they join, you both see and manage the exact same transactions, budgets and goals.
🚀
You're all set!
Start by adding your first transaction. If you ever need this tutorial again, you can find it in Settings → Help. Good luck with your finances!
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Support us
❤️

Enjoying BudgetBuddy?

BudgetBuddy is 100% free with no ads and no subscription. If it's helped you manage your money better, consider supporting its development — even $3 makes a difference!

❤️ Support on Patreon

Add Funds to Goal

⚠️ Clear All Data?

This will permanently delete all transactions, budgets, goals and categories. This cannot be undone.